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FACTS WHAT DOES BANK OF THAYER Rev. 1/2011
  DO WITH YOUR PERSONAL INFORMATION?        
 
Why? Financial companies choose how they share your personal information. Federal law gives  
  consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.  
                                 
 
What? The types of personal information we collect and share depend on the product or service you
  have with us. This information can include:  
     
  Social Security number and account balances
  Transaction history and payment history
  Credit history and credit scores  
     
  When you are no longer our customer, we continue to share your information as described in this
  notice.  
                                   
 
How? All financial companies need to share customer's personal information to run their everyday  
  business. In the section below, we list the reasons financial companies can share their  
  customer's personal information; the reasons BANK OF THAYER chooses to share; and  
  whether you can limit this sharing.  
                                   
 
Reasons we can share your personal information Does Bank of   Can you limit this sharing?
Thayer share?
For our everyday business purposes __ Yes No
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit bureaus
                       
For our marketing purposes __   Yes No
to offer our products and services to you  
                       
For joint marketing with other financial companies No We don't share
                       
For our affiliates' everyday business purposes __ No We don't share
information about your transactions and experiences
                       
For our affiliates' everyday business purposes __ No We don't share
information about your creditworthiness  
                       
For nonaffiliates to market to you   No We don't share
                       
 
Questions?   Call 417-264-7217 or go to www.bankofthayer.com          
 
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Who we are                                
Who is providing this notice? BANK OF THAYER
             
 
What we do                                
How does BANK OF THAYER   To protect your personal information from unauthorized access  
protect my personal information? and use, we use security measures that comply with federal law.  
    These measures include computer safeguards and secured files  
    and buildings.  
     
           
How does BANK OF THAYER   We collect your personal information, for example, when you  
collect my personal information? Open an account or Apply for a loan
  Pay your bills or Use your credit or debit card
  Make deposits or withdrawals from your account
   
  We also collect your personal information from others, such as credit
  bureaus or other companies.  
                                   
Why can't I limit all sharing?   Federal law gives you the right to limit only    
    sharing for affiliates' everyday business purposes - information
    about your creditworthiness  
    affiliates from using your information to market to you
    sharing for nonaffiliates to market to you
     
    State laws and individual companies may give you additional rights to
    limit sharing.  
                                   
 
Definitions                                  
Affiliates   Companies related by common ownership or control. They can be  
    financial and nonfinancial companies.  
     
    Bank of Thayer does not share with our affiliates.
                                   
Nonaffiliates   Companies not related by common ownership or control. They can be
    financial and nonfinancial companies.  
     
    Bank of Thayer does not share with nonaffiliates so they can market
    to you.  
           
Joint marketing     A formal agreement between nonaffiliated financial companies that  
    together market financial products or services to you.  
     
    Bank of Thayer does not jointly market.
                                   
 
Other important information